RAMMCY CORPInsurance Professionals (914) 864-0570Get a quote The Rammcy coverage library
Every kind of protection. One trusted team.
Explore personal, commercial, life, and employee-benefit coverage—then let a Rammcy professional help you put the right pieces together.
in-depth coverage guides
Personal insurance
Protection for everyday life.
Coverage for your vehicles, home, belongings, and the unexpected moments in between.
Auto Insurance
Flexible protection for your vehicle, your passengers, and the road ahead.
Explore coverage Personal insuranceHomeowners Insurance
Coverage for your home, belongings, liability, and living expenses after a covered loss.
Explore coverage Personal insuranceRenters Insurance
Affordable protection for your belongings and personal liability—even when you do not own the building.
Explore coverage Personal insuranceCondominium Insurance
Protection that works alongside your association’s master policy for the space you call home.
Explore coverage Personal insuranceFlood Insurance
Dedicated protection for flood damage that a standard homeowners policy generally does not cover.
Explore coverage Personal insurancePersonal Umbrella Insurance
An extra layer of liability protection above the limits of eligible home and auto policies.
Explore coverage Personal insuranceBoat & Marine Insurance
Coverage for your boat, equipment, liability, and time on the water.
Explore coverage Personal insuranceMotorcycle Insurance
Road-ready protection for motorcycles, riders, passengers, and customized equipment.
Explore coverage Personal insuranceCollector Car Insurance
Specialized coverage designed around the value and use of classic and collectible vehicles.
Explore coverage Personal insuranceRental Property Insurance
Protection for residential properties you own and rent to others.
Explore coverage Personal insuranceValuable Items Insurance
Broader protection for jewelry, art, collectibles, and other high-value belongings.
Explore coverageBusiness insurance
Protection for the work you are building.
Coverage for property, people, vehicles, operations, and the risks unique to your industry.
Business Owners Package
A practical package combining core property and liability protection for eligible businesses.
Explore coverage Business insuranceGeneral Liability Insurance
Core protection for common third-party injury, property damage, and advertising claims.
Explore coverage Business insuranceCommercial Property Insurance
Protection for buildings, inventory, equipment, furnishings, and other business property.
Explore coverage Business insuranceCommercial Auto Insurance
Coverage for vehicles owned, leased, or used in the course of business.
Explore coverage Business insuranceWorkers’ Compensation
Coverage for employee work-related injuries and illnesses, paired with employer liability protection.
Explore coverage Business insuranceCommercial Umbrella Insurance
Higher liability limits above eligible commercial auto, general liability, and employer liability policies.
Explore coverage Business insuranceCyber Liability Insurance
Support for data breaches, cyberattacks, privacy incidents, and the costs of responding.
Explore coverage Business insuranceProfessional Liability (E&O)
Protection for claims alleging professional errors, omissions, or failure to deliver promised services.
Explore coverage Business insuranceBuilders’ Risk Insurance
Course-of-construction protection for buildings, materials, and covered project property.
Explore coverage Business insuranceCommercial Trucking Insurance
Specialized protection for trucking operations, drivers, vehicles, and transported property.
Explore coverage Business insuranceRestaurant & Bar Insurance
Industry-specific coverage for property, liability, employees, food, alcohol, and interrupted operations.
Explore coverage Business insuranceSurety Bonds
Bonding solutions that help satisfy licensing, contract, court, and performance requirements.
Explore coverageLife & health
A plan for the people who count on you.
Individual protection designed around income, family needs, health, and long-term financial goals.
Individual Life Insurance
Financial protection designed to help the people you love continue forward.
Explore coverage Life & healthIndividual Disability Insurance
Income protection if an illness or injury keeps you from working for a covered period.
Explore coverage Life & healthLong-Term Care Insurance
Coverage designed to help with qualifying care at home, in assisted living, or in a nursing facility.
Explore coverage Life & healthMortgage Protection Insurance
Life coverage intended to help loved ones manage mortgage obligations after a death.
Explore coverage Life & healthFinal Expense Insurance
Smaller life policies designed to help cover funeral and other final costs.
Explore coverageGroup benefits
Benefits that help you take care of your team.
Employer-sponsored solutions that support retention, financial wellness, and employee security.
Group Benefits
A coordinated benefits strategy that supports employees and strengthens your organization.
Explore coverage Group benefits401(k) Retirement Plans
Employer-sponsored retirement solutions that help employees save through payroll contributions.
Explore coverage Group benefitsFlexible Spending Accounts
Tax-advantaged accounts that help employees plan for eligible health and dependent-care expenses.
Explore coverage Group benefitsGroup Life Insurance
Employer-sponsored life protection that can provide a valuable financial safety net for employees’ families.
Explore coverage Group benefitsGroup Disability Insurance
Income-replacement benefits for eligible employees unable to work because of a covered illness or injury.
Explore coverageSpecialized protection
Need something more specific?
Rammcy also helps with specialized personal, industry, life, and group-benefit needs. Select a policy to start a conversation.
Personal insurance
ATV InsuranceMobile Home InsurancePersonal Watercraft InsurancePet InsuranceSnowmobile InsuranceBusiness insurance
Business Interruption InsuranceMotor Cargo InsuranceContractor’s General LiabilityDirectors & Officers LiabilityEmployment Practices Liability (EPLI)Garage InsuranceHotel & Motel InsuranceKey Person InsuranceLiquor Liability InsuranceManufacturers InsuranceMedical Malpractice InsuranceNon-Profit InsuranceProduct Liability InsuranceSpecial Event InsuranceWholesalers & Distributors InsuranceNot sure where to begin?
Tell us what you want to protect.
We’ll help clarify the risks, compare options from respected carriers, and build a plan around your life or business.
Talk to Rammcy